[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aris-image.cz\/registr-dluzniku\/#Article","mainEntityOfPage":"https:\/\/www.aris-image.cz\/registr-dluzniku\/","headline":"Registr dlu\u017en\u00edk\u016f","name":"Registr dlu\u017en\u00edk\u016f","description":"Registr dlu\u017en\u00edk\u016f Nebankovn\u00ed hypot\u00e9ky je opravdu rozs\u00e1hl\u00e1 datab\u00e1ze, kde jsou zaznamen\u00e1ny v\u0161echny informace o lidech, kte\u0159\u00ed se ocitli v nep\u0159\u00edjemn\u00e9 situaci a stali se tak dlu\u017en\u00edky. Datab\u00e1ze je ve\u0159ejn\u00e1 a data jsou do n\u00ed vkl\u00e1d\u00e1ny extern\u011b od r\u016fzn\u00fdch, na sob\u011b nez\u00e1visl\u00fdch zdroj\u016f. Datab\u00e1ze poskytuje informace o dlu\u017en\u00edc\u00edch nejen z \u0159ad fyzick\u00fdch osob, ale i pr\u00e1vnick\u00fdch, […]","datePublished":"2019-09-17","dateModified":"2019-09-17","author":{"@type":"Person","@id":"https:\/\/www.aris-image.cz\/author\/#Person","name":"","url":"https:\/\/www.aris-image.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aris-image.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aris-image.cz\/wp-content\/uploads\/img_a352235_w1717_t1566812647.jpg","url":"https:\/\/www.aris-image.cz\/wp-content\/uploads\/img_a352235_w1717_t1566812647.jpg","height":0,"width":0},"url":"https:\/\/www.aris-image.cz\/registr-dluzniku\/","wordCount":395,"articleBody":"      Registr dlu\u017en\u00edk\u016f Nebankovn\u00ed hypot\u00e9ky je opravdu rozs\u00e1hl\u00e1 datab\u00e1ze, kde jsou zaznamen\u00e1ny v\u0161echny informace o lidech, kte\u0159\u00ed se ocitli v nep\u0159\u00edjemn\u00e9 situaci a stali se tak dlu\u017en\u00edky. Datab\u00e1ze je ve\u0159ejn\u00e1 a data jsou do n\u00ed vkl\u00e1d\u00e1ny extern\u011b od r\u016fzn\u00fdch, na sob\u011b nez\u00e1visl\u00fdch zdroj\u016f. Datab\u00e1ze poskytuje informace o dlu\u017en\u00edc\u00edch nejen z \u0159ad fyzick\u00fdch osob, ale i pr\u00e1vnick\u00fdch, jako\u017eto r\u016fzn\u00fdch organizac\u00ed  http:\/\/www.praha3.cz\/samosprava\/oblasti\/Dotace\/Katalog-neziskovych-organizaci a podnik\u016f. Lid\u00e9 si mohou tuto datab\u00e1zi prohl\u00ed\u017eet, jak cht\u011bj\u00ed, k citliv\u00fdm a osobn\u00edm dat\u016fm maj\u00ed v\u0161ak p\u0159\u00edstup pouze samotn\u00ed dlu\u017en\u00edci. Hlavn\u00ed c\u00edl t\u011bchto registr\u016f je informovat v\u011b\u0159itele o schopnosti spl\u00e1cet sv\u00e9 z\u00e1vazky \u017eadatel\u016f, kte\u0159\u00ed \u017e\u00e1daj\u00ed o finan\u010dn\u00ed prost\u0159edky. Je velmi pomocn\u00fd pro poskytovatele \u00fav\u011br\u016f, proto\u017ee si mohou bonitu klienta okam\u017eit\u011b ov\u011b\u0159it a je tak cel\u00fd proces schvalov\u00e1n\u00ed v\u00fdrazn\u011b zrychlen. V\u0161echny bankovn\u00ed i nebankovn\u00ed spole\u010dnosti opravdu zaj\u00edm\u00e1 bonita jejich budouc\u00edho klienta, a tu si mohou pr\u00e1v\u011b ov\u011b\u0159it v t\u011bchto registrech. Je jich n\u011bkolik, nen\u00ed pouze jeden. Existuje \u0159ada sdru\u017een\u00ed, kter\u00e1 pr\u00e1v\u011b data o dlu\u017en\u00edc\u00edch shroma\u017e\u010fuje. Mezi nejzn\u00e1m\u011bj\u0161\u00ed registry dlu\u017en\u00edk\u016f u n\u00e1s v \u010cesk\u00e9 republice pat\u0159\u00ed SOLUS, CBCB a CNCB, V registru jsou uveden\u00e9 v\u0161echny informace o tom, jak \u010dlov\u011bk spl\u00e1cel, zda pravideln\u011b \u010di nikoliv, zda vynechal nap\u0159\u00edklad n\u011bjakou spl\u00e1tku nebo zda v pr\u016fb\u011bhu \u00fav\u011bru vznikly n\u011bjak\u00e9 komplikace. V registru nenajdete ale jen negativn\u00ed informace, jsou tam i pozitivn\u00ed. Ty pak slou\u017e\u00ed k dal\u0161\u00edmu posuzov\u00e1n\u00ed o tom, zda \u00fav\u011br schv\u00e1l\u00ed \u010di nikoliv. N\u011bkter\u00e9 nebankovn\u00ed spole\u010dnosti jsou v\u0161ak ochotny n\u011bkter\u00e9 negativn\u00ed z\u00e1znamy, v n\u011bkter\u00fdch p\u0159\u00edpadech, akceptovat. I p\u0159esto, \u017ee jste v minulosti m\u011bli n\u011bjak\u00e9 dluhy a jste evidov\u00e1ni v t\u011bchto registrech, tak zde je mo\u017enost, jak pot\u0159ebn\u00e9 finan\u010dn\u00ed prost\u0159edky z\u00edskat. U klasick\u00fdch bankovn\u00edch spole\u010dnost\u00ed byste pravd\u011bpodobn\u011b narazili na probl\u00e9m. \u0158ada lid\u00ed, je pak zasko\u010deno, \u017ee jsou v\u016fbec v t\u011bch registrech uvedeny.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Registr dlu\u017en\u00edk\u016f","item":"https:\/\/www.aris-image.cz\/registr-dluzniku\/#breadcrumbitem"}]}]