[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aris-image.cz\/penize-na-budoucnost\/#Article","mainEntityOfPage":"https:\/\/www.aris-image.cz\/penize-na-budoucnost\/","headline":"Pen\u00edze na budoucnost","name":"Pen\u00edze na budoucnost","description":"V\u0161ichni v\u00edme, \u017ee v dne\u0161n\u00ed dob\u011b to nen\u00ed v\u016fbec jednoduch\u00e9. Co se t\u00fd\u010de hlavn\u011b hypot\u00e9k a tak podobn\u011b anebo nap\u0159\u00edklad tak\u00e9 bydlen\u00ed anebo tak\u00e9 dokonce i n\u00e1jmu. J\u00e1 st\u00e1le v\u017edycky v televizi sl\u00fdch\u00e1m, \u017ee n\u00e1jmy jsou opravdu hodn\u011b vysok\u00e9 a \u017ee si n\u00e1jem nem\u016f\u017ee dovolit ani u\u017e pr\u016fm\u011brn\u00e1 rodina, \u017ee pr\u00fd st\u0159edn\u00ed t\u0159\u00edda tady u […]","datePublished":"2023-09-02","dateModified":"2023-09-02","author":{"@type":"Person","@id":"https:\/\/www.aris-image.cz\/author\/#Person","name":"","url":"https:\/\/www.aris-image.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b051168bd2ace843d503d3432ebc4a96ac13303845197b3f2a2634cb21029f6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aris-image.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aris-image.cz\/wp-content\/uploads\/piggy-bank-1595992_1280.jpg","url":"https:\/\/www.aris-image.cz\/wp-content\/uploads\/piggy-bank-1595992_1280.jpg","height":0,"width":0},"url":"https:\/\/www.aris-image.cz\/penize-na-budoucnost\/","wordCount":448,"articleBody":"   V\u0161ichni v\u00edme, \u017ee v dne\u0161n\u00ed dob\u011b to nen\u00ed v\u016fbec jednoduch\u00e9. Co se t\u00fd\u010de hlavn\u011b hypot\u00e9k a tak podobn\u011b anebo nap\u0159\u00edklad tak\u00e9 bydlen\u00ed anebo tak\u00e9 dokonce i n\u00e1jmu. J\u00e1 st\u00e1le v\u017edycky v televizi sl\u00fdch\u00e1m, \u017ee n\u00e1jmy jsou opravdu hodn\u011b vysok\u00e9 a \u017ee si n\u00e1jem nem\u016f\u017ee dovolit ani u\u017e pr\u016fm\u011brn\u00e1 rodina, \u017ee pr\u00fd st\u0159edn\u00ed t\u0159\u00edda tady u n\u00e1s v \u010cesk\u00e9 republice docela u\u017e hodn\u011b chudne. Hodn\u011b m\u011b to mrz\u00ed, proto\u017ee j\u00e1 jsem nebyla nikdy bohat\u00e1 a celkov\u011b v na\u0161\u00ed rodin\u011b tak\u00e9 nikdo ne, tak\u017ee jsme si ani nemohli vyb\u00edrat, co si koup\u00edme. V\u017edycky jsme museli br\u00e1t to, co bylo levn\u00e9 anebo na co jsme m\u011bli pen\u00edze. A nyn\u00ed, kdy\u017e u\u017e s partnerem tak\u00e9 pl\u00e1nujeme to, abychom u\u017e kone\u010dn\u011b se osamostatnili, tak pl\u00e1nujeme n\u011bjakou hypot\u00e9ku. Proto\u017ee m\u016fj partner st\u00e1le je\u0161t\u011b bydl\u00ed s rodi\u010di a se sv\u00fdmi sourozenci. A j\u00e1 to m\u00e1m \u00fapln\u011b tak\u00e9 stejn\u011b. Akor\u00e1t nem\u00e1m \u017e\u00e1dn\u00e9 sourozence, ale i tak u\u017e bych cht\u011bla s partnerem bydlet kone\u010dn\u011b o samot\u011b, proto\u017ee tak\u00e9 chceme zalo\u017eit na\u0161i vlastn\u00ed rodinu. Bylo u\u017e n\u00e1m d\u00e1vno t\u0159icet let a \u0159ekli jsme si, \u017ee tak\u00e9 do n\u00e1jmu nechceme j\u00edt bydlet, proto\u017ee se n\u00e1m zd\u00e1, \u017ee kdy\u017e se plat\u00ed n\u00e1jem, \u017ee to je vlastn\u011b zbyte\u010dn\u00e9, \u017ee vlastn\u011b d\u00e1v\u00e1te pen\u00edze n\u011bkomu \u00fapln\u011b zbyte\u010dn\u011b, jenom \u017ee tam bydl\u00edte. A ten byt vlastn\u011b nebude opravdu nikdy v\u00e1\u0161. Proto jsme se s partnerem dohodli, \u017ee je\u0161t\u011b t\u0159eba rok anebo dva roky po\u010dk\u00e1me a vezmeme si hypot\u00e9ku.No, zat\u00edm jsme si \u0159ekli, \u017ee se budeme na internetu d\u00edvat na r\u016fzn\u00e9 typy a druhy hypot\u00e9k. Jak\u00e1 by t\u0159eba pro n\u00e1s byla nejv\u00edce vhodn\u00e1. Moje kamar\u00e1dka mi \u0159ekla, \u017ee nebankovn\u00ed hypot\u00e9ka m\u016f\u017ee b\u00fdt opravdu p\u0159\u00edjemn\u00e1. Tak\u00e9 mi poradila, abych se prvn\u011b na internetu zkusila spojit s n\u011bjak\u00fdm bankovn\u00edm poradcem anebo s n\u011bk\u00fdm, kdo tomu rozum\u00ed. Aby mi vysv\u011btlil dal\u0161\u00ed v\u00fdhody a plusy nebankovn\u00ed hypot\u00e9ky. Hypot\u00e9k je opravdu hodn\u011b, i kdy\u017e jsem si myslela, \u017ee to tak nen\u00ed. Nakonec to dopadlo tak, \u017ee i partner mi potvrdil, \u017ee nebankovn\u00ed hypot\u00e9ka m\u016f\u017ee b\u00fdt pro n\u00e1s naprosto ide\u00e1ln\u00ed. Tak\u017ee jsme si \u0159ekli, \u017ee t\u0159eba za rok si ji m\u016f\u017eeme vz\u00edt a uvid\u00edme, jestli n\u00e1m ji v bance schv\u00e1l\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze na budoucnost","item":"https:\/\/www.aris-image.cz\/penize-na-budoucnost\/#breadcrumbitem"}]}]